Compare Quotes for Health Insurance Plans - ValuePenguin
2024年11月19日 · Use ValuePenguin's tool to get health insurance quotes, compare personalized rates and find health insurance plans near you.
Hospital Indemnity Insurance Explained - ValuePenguin
2024年10月10日 · Hospital indemnity insurance pays for costs associated with a hospital stay that aren’t covered by your primary insurance policy. You can use this supplementary coverage to pay for your deductible, copays, coinsurance, lodging, transportation and daily living expenses.
What is Supplemental Health Insurance and How Does it Work?
2024年7月5日 · Supplemental insurance is any coverage you have on top of your main health insurance. Regular health insurance still leaves you with certain costs that you have to pay, such as your deductible, copays or coinsurance.
What is Major Medical Insurance? - ValuePenguin
2024年10月10日 · The focus of major medical insurance is providing coverage for illness, hospital stays and preventive health care such as vaccines. Major medical health insurance plans follow Obamacare or ACA rules for qualifying coverage.
Best Health Insurance for Cancer Patients - ValuePenguin
2024年5月23日 · Blue Cross Blue Shield is the best health insurance for cancer patients who need access to specialist doctors. CareSource has the best coverage for common cancer medications. And Cigna offers the best supplemental cancer insurance that you can have on top of a regular health insurance plan.
Guide to Providing Health Care Benefits to Employees
2024年5月15日 · Companies with more than 50 full-time employees (or the equivalent number of part-time employees) must provide health insurance coverage. The policy must provide "minimum value" coverage, meaning it pays for at least 60% of health costs for an average person.
Guide to Group Health Insurance - ValuePenguin
2024年10月14日 · You can buy group health insurance directly through an employer or membership-based organization. Individual health insurance is available through your state health exchange or a private company.
7 Best Health Insurance Plans for Retirees and Seniors
2024年12月16日 · Blue Cross Blue Shield (BCBS) has the best overall health insurance plans. They're well-rated and widely available through HealthCare.gov or your state marketplace. A marketplace health insurance plan is the best option if you're under 65, you don't have coverage through a job and you don't qualify for Medicare or Medicaid.
Private Health Insurance for Individuals and Families
2024年12月20日 · Individual health insurance or family health insurance is a kind of private health coverage that you buy directly from a company or on a marketplace website. You can buy individual health insurance plans with a range of coverage options and benefits.
4 Best Health Insurance Companies for 2025 - ValuePenguin
2024年11月26日 · Kaiser Permanente is the best-rated health insurance company in the U.S. Good insurance companies include Blue Cross Blue Shield, UnitedHealthcare and Aetna. The worst-rated health insurance companies are Oscar, Molina and Ambetter.