The process of rolling money into an IRA may already have improved in one way. For more, check out “How Retirement Account ...

Providing a tax-free emergency fund. People who have lost their jobs and need to access emergency cash can roll money from a traditional IRA to an HSA and access it tax-free for out-of-pocket ...

You could put the money into a high-yield savings account ... but one additional – and often under-mentioned – option is to roll your refund into the following year’s tax payments.