But here at ESPN bowl prediction headquarters in downtown Indianapolis, we're not afraid of any circumstances. So let's get to the picks, from campus CFP sites through traditional bowls and all the way to the national title game on Jan. 20 in Atlanta.

The Bill Belichick era begins in 2025, but UNC football has one more game left in 2024. Here's our prediction for the Tar Heels at the Fenway Bowl.